THE IMPACT OF MANAGEMENT INFORMATION ON BANK LENDING DECISION
Sold By: Joe Project Store | Item Type: Project Material | Report this? | Attributes: 65 pages | 1-5 chapters | Amount: ₦5,000 | Marked useful: 4,277 times
Delivery: Within 24 hoursTHE IMPACT OF MANAGEMENT INFORMATION ON BANK LENDING DECISION
PROPOSAL
This topic is embarked upon to as certain on the impact of management information on bank lending decision. This topic will be discussed in five chapters.
It is to emphasize that the more bank management utilize management information in bank transaction, the greater the tendency to make profitable lending decision, the extent to which bank management uses accounting information to determining the extent to which bad debt can be avoided, the more bank official verify proposal by the beneficiaries, the more the bank make a profitable investment.
Management information is desirable and indispensable in bank lending decision that the utilization of the accounting to a higher percentage hand to a profitable investment to the bank that employ it and profitable investment to the bank that did not employ it.
TABLE OF CONTENTS
TITLE PAGE i
APPROVAL PAGE ii
DEDICATION iii
ACKNOWLEDGMENT iv
PROPOSAL
CHAPTER ONE
INTRODUCTION
1.1 BACKGROUND OF THE STUDY
1.2 STATEMENT OF PROBLEM
1.3 OBJECTIVES OF STUDY
1.4 SIGNIFICANCE OF STUDY
1.5 SCOPE AND LIMITATION OF STUDY
1.6 DEFINITION OF TERMS
CHAPTER TWO
REVIEW OF RELATED LITERATURE
2.1 ORIGIN OF THE STUDY
2.2 DECISION-MAKING AND INFORMATION OVERVIEW
2.3 MANAGEMENT INFORMATION AND BANKING SERVICES
2.4 THE BANKING SYSTEM AND NATIONAL ECONOMY
CHAPTER THREE
RESEARCH DESIGN AND METHODOLOGY
3.1 SOURCES OF DATA
3.2 LOCATION OF DATA
3.3 METHOD OF DATA COLLECTION
CHAPTER FOUR
4.1 FINDINGS
CHAPTER FIVE
5.1 RECOMMENDATION
5.2 CONCLUSION
CHAPTER ONE
1.1 INTRODUCTION
BACKGROUND OF THE STUDY
The bank has a full range of banking services and products provided to delight their customers. They include: personal savings account, personal current account, standard share account, domiciliary account and so on
Decision taking is a life wire of any organization as the future growth of the enterprise depends largely on the soundness and unsoundness of such decision. For the banking sector in particular, the importance of valid decision in enhancing its growth and profitability cannot be over stretched. The banking industry in Nigeria is in a state of chaos.
The utilization of management information on banks lending decisions will make a lot of impact in enhancing banking growth and productivity.
The usefulness of the management information cannot be very useful in all operations in the banks. Management information contains such details as regard banks financial standing and long-term viability, some of the ways banks lend money are through banks overdraft and other advances it can categorize of its customers. Before banks lend money, they will be interested in the ability of their customers to pay interest on borrowed loan as well as their ability to refund the loan at the appropriate time.
Management information is indispensable in granting such loan, overdraft and other advances also in monitoring the realized of the disbursed funds.
Before the decisions are reached, management information should be sought for to provide the choices as well as the outcome of the possible decision.
The major aims of banks is maximizing profit, the management of the bank use data and basis, provided in management information in taking useful decision that is in line with the goals of the organization.
Management information is very useful in planning co-ordinating and control. Moreover, with management information, every lending decision will be based on data that have first of all to be selected, collected, verified and subsequently utilized for growth, profitability and viability of the bank.
1.2 STATEMENT OF PROBLEM
The recent development in the banking industry in Nigeria have shown the most of the bank management and decision takers have grossly violate in their operation.
This material content is developed to serve as a GUIDE for students to conduct academic research
Delivery: Within 24 hours
Advertise Here
Not what you were looking for? Perform a search
What's your project topic?
Comment on Facebook:
Related Project Materials
- 1.
AN ANALYSIS OF THE EFFECT OF RISK MANAGEMENT ON THE FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN ...
CHAPTER ONE INTRODUCTION 1.1 Background Of The Study Numerous financial institutions have either failed or are on the verge of failure as a result ...More »
Item Type: Project Material | 54 pages | 98 engagements |
- 2.
THE ROLE OF COMMERCIAL BANKS IN THE GROWTH OF SMALL AND MEDIUM SCALE ENTERPRISES IN CAMEROON
CHAPTER ONE INTRODUCTION Background of the study Small and medium sized enterprises (SMEs) play a crucial role in facilitating wealth distribution ...More »
Item Type: Project Material | 54 pages | 894 engagements |
- 3.
ASSESSING THE EFFECTS OF CREDIT RISK MANAGEMENT AND LOAN PERFORMANCE ON MICROFINANCE INSTITUTIONS IN...
CHAPTER ONE INTRODUCTION 1.1 Background of the Study Risks linked with credit generation must be managed cautiously, with credit risk being especia...More »
Item Type: Project Material | 54 pages | 474 engagements |
- 4.
AN ASSESSMENT OF ITS RELEVANCE ON THE MANAGEMENT OF MICROFINANCE INSTITUTIONS IN GHANA
CHAPTER ONE INTRODUCTION 1.1 Background of the Study Through microfinance, low income households and their businesses can obtain traditional financ...More »
Item Type: Project Material | 54 pages | 426 engagements |
- 5.
A CRITICAL ANALYSIS OF LOAN FINANCING FOR SMALL AND MEDIUM SCALE ENTERPRISES IN CAMEROON
CHAPTER ONE INTRODUCTION Background of the study In comparison to the rest of the globe, the African continent has experienced substantial expansio...More »
Item Type: Project Material | 54 pages | 404 engagements |
- 6.
AN INVESTIGATION ON THE ROLE OF COMMERCIAL BANKS ON THE SOCIO-ECONOMIC DEVELOPMENT OF CAMEROON
AN INVESTIGATION ON THE ROLE OF COMMERCIAL BANKS ON THE SOCIO ECONOMIC DEVELOPMENT OF CAMEROON CHAPTER ONE INTRODUCTION 1.1 Background of the Study...More »
Item Type: Project Material | 54 pages | 543 engagements |