Home » Banking and Finance » THE IMPACT OF NEW MONEY MARKET PRODUCTS ON PROFIT PERFORMANCE OF COMMERCIAL BANK...
THE IMPACT OF NEW MONEY MARKET PRODUCTS ON PROFIT PERFORMANCE OF COMMERCIAL BANK IN NIGERIA
Sold By: Joe Project Store | Item Type: Project Material | Report this? | Attributes: 65 pages | 1-5 chapters | Amount: ₦5,000 | Marked useful: 4,003 times
Delivery: Within 24 hoursTHE IMPACT OF NEW MONEY MARKET PRODUCTS ON PROFIT PERFORMANCE OF COMMERCIAL BANK IN NIGERIA
TABLE OF CONTENTS
Title Page I
Approval Page
Dedication
Acknowledgement
Proposal
Table of contents
CHAPTER ONE
INTRODUCATION
1.1 Statement of the problem/Objective of Study
1.2 Rational of Study
1.3 Significant of Study
1.4 Definition Terms
CHAPTER TWO REVIEW OF RELATEDLITERATURE
2.0 Introduction
2.1 The Concept of Quality in products as a major
factor determining the a particular product in making
an impact on the profit performance of a bank.
2.2 Product planning, development and control in Bank
as a means of achieving an impact on their profit performance
2.3 The concept of price and its effects on demand for product:
The influence on profit performance of banks.
2.4 The relationship between price and quality in product market
in bank and it’s effect on profit performance of banks under
a competitive condition.
2.5 Gaps in product quality
CHAPTER THREE RESEARCH DESIGN AND METHODOLOGY
3.1 Source of Data
3.2 Location of Data
3.3 Method of Data Analysis
CHAPTER FOUR
4.1 Summary of findings
CHAPTER FIVE
5.1 Conclusions
5.2 Recommendations
Bibliography
CHAPTER ONE
INTRODUCTION
1.1 STATEMENT OF PROBLEM / OBJECTIVE OF STUDY
The commercial banks provides their numerous customer
across the county with the full range of commercial money market banking products (service) but not related to currents savings and deposit accounts. Loans and overdrafts provision of international money market banking services, export credits and financial advisory services, farmer loan scheme, time deposit current account, statement savings scheme, house saving an loan scheme, first cash, UBA card, current account management services, money gram or international money transfer system, scholarship schemes.
All this products were aimed at generating profit to the banks concerned but due to change in market demand for these products and infavourable economic environment, there is a decline in sales of these product and subsequent decline in their profit performance (ANIBUEZE 1998) (BANKING PRATICE)
As a result the banks introduced new money market products such as Network, money gram, Western union money Transfer, save for school scheme, JAMB form sales, cash evacuation scheme, online real time scheme banking services, which were all aimed at improving the profit performance of these banks (NWANKWO 1990: Marketing Bank Products and Services). Therefore, the problem here is how profitable would these products be so as to make any impact on the profit performance to these banks.
The objective of embarking on this research finding is to determine whether the impact on the profit performance of these banks is as result of the new products introduced.
1.2 RATIONAL FOR STUDY
The banking sector of Nigeria economy is facing many changes brought about by the contain policy changes brought about by the constant policy changes by government, operation income depletion and most recently the SAP of 1986 which aims at deregulating the financial system (OKAFOR 1988) (BANKING SYSTEM IN NIG.)
These changes have given rise to a number of difficulties that the banks are graphing with, most especially the commercial bank. These difficulties include low profit performance, which have affected their operation activities adversely, leaving to the distress problem facing most of these banks today for which about 26 of them have unfortunately been liquidated as announced in the last annual budget of the Federal Military Government.
This low profit performance, necessitated the introduction of new products which is primarily aimed at improving the profit positions of these banks (Nwankwo 1992).
Therefore, the rational for this study is to determine the possibility of these products introduces salvaging the banks from their low profit situation as a means of solving the banking distress problem and eventual liquidation which have a negative impact in the economy in general.
1.3 SIGNIFICANCE OF STUDY
It is believed that this project work will serve the need for many interest groups operating in the economy.
The research work will enhance the efficiency of banks management of new products towards profit target. Other banks which has not discovered the impact of new money market products on their profit performance will find the need to introducer new products in their range of products (services) scale (Brown 1997).
The research work will go a long way to appraising the governments introduction of structural adjustment programme.
1.4 DEFINITION OF TRAMS
PRODUCT/SERVICE: Used interchangeable, product / services as used here is an intangible commodity or an act performed by a bank in order to attract customers or deposit place (NWANKWO 1992).
PROFIT: This is a return on investment after expenses have been deducted to determine net income.
This material content is developed to serve as a GUIDE for students to conduct academic research
Delivery: Within 24 hours
Advertise Here
Not what you were looking for? Perform a search
What's your project topic?
Comment on Facebook:
Related Project Materials
- 1.
AN ANALYSIS OF THE EFFECT OF RISK MANAGEMENT ON THE FINANCIAL PERFORMANCE OF DEPOSIT MONEY BANKS IN ...
CHAPTER ONE INTRODUCTION 1.1 Background Of The Study Numerous financial institutions have either failed or are on the verge of failure as a result ...More »
Item Type: Project Material | 54 pages | 80 engagements |
- 2.
THE ROLE OF COMMERCIAL BANKS IN THE GROWTH OF SMALL AND MEDIUM SCALE ENTERPRISES IN CAMEROON
CHAPTER ONE INTRODUCTION Background of the study Small and medium sized enterprises (SMEs) play a crucial role in facilitating wealth distribution ...More »
Item Type: Project Material | 54 pages | 881 engagements |
- 3.
ASSESSING THE EFFECTS OF CREDIT RISK MANAGEMENT AND LOAN PERFORMANCE ON MICROFINANCE INSTITUTIONS IN...
CHAPTER ONE INTRODUCTION 1.1 Background of the Study Risks linked with credit generation must be managed cautiously, with credit risk being especia...More »
Item Type: Project Material | 54 pages | 461 engagements |
- 4.
AN ASSESSMENT OF ITS RELEVANCE ON THE MANAGEMENT OF MICROFINANCE INSTITUTIONS IN GHANA
CHAPTER ONE INTRODUCTION 1.1 Background of the Study Through microfinance, low income households and their businesses can obtain traditional financ...More »
Item Type: Project Material | 54 pages | 413 engagements |
- 5.
A CRITICAL ANALYSIS OF LOAN FINANCING FOR SMALL AND MEDIUM SCALE ENTERPRISES IN CAMEROON
CHAPTER ONE INTRODUCTION Background of the study In comparison to the rest of the globe, the African continent has experienced substantial expansio...More »
Item Type: Project Material | 54 pages | 396 engagements |
- 6.
AN INVESTIGATION ON THE ROLE OF COMMERCIAL BANKS ON THE SOCIO-ECONOMIC DEVELOPMENT OF CAMEROON
AN INVESTIGATION ON THE ROLE OF COMMERCIAL BANKS ON THE SOCIO ECONOMIC DEVELOPMENT OF CAMEROON CHAPTER ONE INTRODUCTION 1.1 Background of the Study...More »
Item Type: Project Material | 54 pages | 538 engagements |